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bc2013
01-15-2014, 01:12 AM
Was wondering if anyone knows of any banks that deal with telemarketers. Anywhere in the country it doesnt matter. I live in Nevada and all the banks we deal with want nothing to do with telemarketing businesses. They dont want to deal with the charge backs. Thanks for your time.

smallbus
01-15-2014, 10:18 PM
I believe you are asking about credit card processing companies who would be willing to issue a merchant account for a telemarketing business. Unfortunately, telemarketing is considered a "High Risk" Business and getting approved can be costly and difficult. There are many off-shore credit card processing companies that can help you. However, most have high start-up costs/application fees and may require a 20% rolling reserve, which means 20% of your monthly deposits will be held in a non-interest bearing account and you will not have access to those funds for 3-6 months or longer. This rolling reserve is in addition to the significantly higher discount rate and transaction fee you will pay for the privilege of accepting credit cards. The fees are higher to cover the bank risk associated with processing these types of transactions. Type: "Off Shore Credit Card Processor" into Google to learn more about high risk processing.

bc2013
01-16-2014, 11:45 AM
Thank you for the information.

pandandesign
01-24-2014, 11:30 PM
Is it for business purpose about the credit card process like the above post said. I think if you do online search and go to some of the banks' websites, then you are able to find such the information. In the state where I live, there aren't any banks who deal with telemarketing service. I think most of them try to stay out of that kind of service and focus anything with finance and things like that.

delusional
01-25-2014, 02:12 AM
If you are looking just for someone who processes your payments, you might want to look into a Paypal Merchant account. I've seen people sell things over the phone and then ask them to pay using Paypal. It's an extra step in the process but I think it's a good option if no banks are willing to provide you payment processing.

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