View Full Version : Loan options with no credit?

02-08-2016, 09:44 PM
I am 18 years old, recently graduated high school, looking what my options are to obtain a loan ($450,000) with no credit.
I have recently received a contract with a company (that my father wor to raise pastured hens so long as I can get financing to buy land and build a barn that meets their standards. The contract has the full business plan and states exactly how much profit should be made each year. It also states the contractor's prices for building the barn.
Just wanting to see what my options are, or what I can do to prepare myself for a future loan if it's impossible now.

Also: I have talked to the FSA and FCS, they need a down payment or collateral, neither of which I have.

Thank you for your time and thoughts!

03-08-2016, 01:06 PM
I hate to say it but about the only option is a Business Cash Advance. Even many of those will not lend to you with no credit history. But there are some that will. You need to find a sharp broker that knows where and how to find you one.

02-20-2019, 11:23 PM
Would you any one tell me about this loan actually i am interesting.

03-01-2019, 04:43 AM
If you have never borrowed before and have no credit score then it is better to build your credit score before applying for a personal loan. While having bad credit can be roadblock when applying for a loan from a traditional lender the good news is that there are alternative options. It possible to get loans with no credit many lenders simply refuse to approve applicants who have no credit history. If a browser does not have a credit score then they will likely have their applicants declined.

04-09-2019, 03:20 AM
Loan without credit its happens but based on your loan amount and interest rate of it.

04-10-2019, 02:56 AM
Bouncy Castle (https://www.365inflatable.co.uk/a071-bouncy-castle-for-sale.html)

04-12-2019, 12:20 AM
Need your suggestions . Also visit this site (http://www.currentlyreport.com)

04-12-2019, 05:04 AM
Best Installment Loan: Avant. ...

Best Payday Loan: Earnin. ...

Best Debt Consolidation Loan: Marcus by Goldman Sachs. ...

Best Mortgage: New American Funding. ...

Best Auto Loan: Capital One. ...

Best Peer-to-Peer Loan: Prosper.

04-16-2019, 06:37 AM
Easy loan without credit requirements?

04-17-2019, 09:08 AM
Typically you are going to need to bring something to the table to receive funds. My company, tnefunding.com, specializes in the below:

Merchant cash advance
Small business loans
Lines of credit
Equipment loans
SBA (we are preferred lenders)

Give us a call and we could see if any of these options fit for you. If there is a way to get you a loan we will find it! Full disclosure, the 400k amount sounds high but maybe there May be financing available that will work you up to that number in a short period of time.


Saneev Ansari
07-18-2019, 05:53 AM
I am new here. My name is Saneev Ansari. I am here to get information about Trucks & other things related to them. I hope to get much information.


07-29-2019, 12:50 AM
It is possible to get a loan with no credit history. There are many lenders who can give loans to those people who have no credit. A business loan is the best option for you.

07-30-2019, 05:58 AM
Hi, There are chance are getting personal loan if you have perfect credit history. Look for better lenders online and showup your proposal and explain to them with confident. Meet the financial adviser or accounting officers they may help you out.
Good advice. And I will be think about credit score. In my opinion most scoring models take into account your payment history on loans and credit cards, how much revolving credit you regularly use, how long you've had accounts open, the types of accounts you have and how often you apply for new credit. Contact to https://www.boostcredit101.com/

07-31-2019, 01:21 AM
You have lots of loan option for business Like a Business loan, Small business loan, equipment loan. Also, you have a personal loan option.

09-19-2019, 02:25 AM
You can go through with personal loans. It is possible with no credit score. Need to submit few documents like Id Proof, Address Proof, 1 Year Bank statements of current/Savings Account. These are the main documents need to apply the loan. Better to go through the Lead generators, They will guide you. Because you have no experience with loans.

09-24-2019, 05:51 AM
It depends on what your plan is with the money. Some financial institutes ask for the security and guarantee that you will pay back. Its better to contact with the financing companies offering no credit history loans for automobiles, businesses and for other financial projects. Some people also pledge their property papers to apply for loans.

10-19-2020, 03:09 AM
Credit unions. A great option. ...
Family or friends. Easier to qualify and hopefully lower interest rates.
Find a co-signer. ...
Tap home equity. ...
Online or P2P. ...
Use a long-term relationship to convince your bank to agree to a short-term loan.
Cash advances.

10-19-2020, 12:05 PM
Thanks for sharing with us

10-21-2020, 07:44 AM
If you want to get a loan with no credit, begin by looking for lenders that accept non-traditional credit histories like rent or utility payments. Other loan options for borrowers with limited credit histories include Payday Alternative Loans (PALs), secured loans, and 401(k) loans

10-23-2020, 02:46 AM
I have a small home business, so it is really hard for me to get a loan for it... I think that the only solution is something like payday loans for self employed (https://theguaranteedloans.com/loans-for-self-employed/), for example. What do you think about such loans? I am sure that my business will do well, but I am kinda nervous anyway :D

10-23-2020, 11:45 AM
thanks for sharing with us

11-08-2020, 06:41 PM

With a simple online application and 6 months of recent business bank statements, your business WILL be qualified and approved funding in as little as 24 hours. DO NOT WAIT!

Whether you are applying for a business expansion purpose, cash flow, working capital, payroll, or any other reason, we 100% guarantee funding in as little as 24 hours with online checkout availability.

As a business owner, you owe it to your business to perform the proper due-diligence and explore all avenues of finance to conquer any obstacle and capitalize on any opportunity.
The good thing is, we do this for you!

Id love to get a deal done and earn your business!


Please contact me with any questions or concerns

Best Regards,

Capital Formation Expert
(646) 378-7809

11-11-2020, 12:30 PM
Good topic. Thanks for sharing your experience! I want to add that no matter what kind of loan you are going to get, the most important thing will be a monthly payment. Here I advise using a loan payments calculator https://maybeloan.com/calculators/loan-payments-calculator. I personally found it helpful.

11-12-2020, 12:39 AM
Here are a few choices to investigate in case you're searching for a no-credit advance.

No-credit-check loans. A few banks may offer loans without checking your credit. ...

Payday elective loans. ...

Get a co-endorser. ...

Apply for a made sure about charge card. ...

Apply for a credit-developer advance. ...

Apply for a made sure about credit.

11-20-2020, 05:28 AM
JoshTheBusiness, well, I think that should be really careful with some financial agencies and companies. Because if you will take certain amount of money, and will not return them back in the specific date, they simply can give information about you and your debt to Credit Control LLC (https://www.lemberglaw.com/credit-control-llc-collections-complaints-calls). Those guys make everything to return such debts to the certain financial companies, where you've been taking any amount of financial resources.

11-27-2020, 03:30 AM
Here are the best knee cushions:

Best generally: NoCry Professional Knee Pads.

Best for broadened use: Recoil Suspension System Knee Pads.

Best for rock solid work: Klein Tools Tradesman Pro Knee Pads.

Best delicate knee cushions: Troxell USA Supersoft Leatherhead Kneepads.

06-09-2021, 09:18 AM
As I know because personal loans might be based on creditworthiness, having no credit can make it more difficult to get approved. And available loans may come with higher interest rates, which can increase borrowing costs. I'm not very well versed in such matters, so you'd better double-check this information with more experienced specialists. For example, you can turn to https://dollarbackmortgage.com/ (https://dollarbackmortgage.com/). As far as I know, they are the best in Sydney so I think they will be able to answer your questions in more detail.