View Full Version : Mortgages for self employed individual

08-23-2016, 11:42 PM
I am living in Canada. I would like to know about the mortgage procedures of Canada. Does it vary from country to country? Is it difficult for a self-employed individual to get a mortgage through security? Our company's financial state is bad. How could I approach the lenders? Can anyone suggest some ideas?

09-07-2016, 01:03 PM
It can be difficult when you're self-employed. It depends on your situation. Banks usually look at the last three years of income taxes to understand your income. You may have better luck getting a mortgage from an alternative lender, but you'd likely have to pay a higher interest rate in that case.

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