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WestminsterUK
04-26-2014, 12:46 PM
Having problems to open a business bank account for a sole proprietor in import/export - no funding required and all commercial risk is insured. Banks are responding the business is termed risky by head office - never the local bank branch - and the business is refused; in one case the account was actually opened to be closed 7 days later.

Please advise any banks who might be interested to open a bank account or another way around this problem.

SBSpirit
04-29-2014, 09:19 PM
It is wear because to open an account has no risk at all, is so much different if you are requesting a loan.

I think in order to open a bank account you only need the initial deposit that is around $200 for a checking account, to open an account what the bank will request is a DBA.

You can check this link regarding the use of a DBA.


http://sbspirit.org/finance-management/what-is-a-dba-and-why-you-should-register-it

Michael Thompson
06-09-2014, 08:37 AM
Every bank has his terms and conditions and they will open account on their terms. I don't think there is any bank which will open account like this as you want. Any ways try to research and consult with some bank employees may be you get your solution. Good luck

Vishal
07-01-2014, 01:24 AM
If you want to open a bank account then you must go at the bank with your all ID, verification certificates. Fill the bank account form and attach the complete documents with them & submit.

francisdaniel
07-01-2014, 02:39 AM
Having problems to open a business bank account for a sole proprietor in import/export - no funding required and all commercial risk is insured. Banks are responding the business is termed risky by head office - never the local bank branch - and the business is refused; in one case the account was actually opened to be closed 7 days later.

Please advise any banks who might be interested to open a bank account or another way around this problem.

Looking for a bank like that is hard. you need to have an initial deposit as well as all the necessary requirements

printer
10-18-2014, 05:04 AM
Every bank has its own terms and conditions so you have to follow that instructions to open any bank account.

PaulCargo
10-27-2014, 06:04 AM
Every bank has its own terms and conditions so you have to follow that instructions to open any bank account.

Yeah you right totally agree with to open a bank account we have to go with the terms and conditions of each and every bank.

David T. Breen
11-20-2014, 01:13 AM
In this case you can visit to some of these banks for a business account. Find the business account that is right for your small business in these banks:
bankofamerica.com/
nerdwallet.com
chase.com/business-banking
usbank.com

SBFO91
11-20-2014, 01:24 PM
Go to a bank that you prefer and bring all of your IDs. Present yourself to customer service which is usually in the front of the entrance and they should be able to assist you.

Hans Roger
11-24-2014, 11:19 PM
Opening bank account than you need to know these things http://www.immihelp.com/newcomer/bankaccount.html it can help you out.

Lowe
11-18-2019, 03:33 PM
i will suggest you to create a bank account and if you dont know how to create a bank account so go to the bank branch with all of your document..

Lowe
11-20-2019, 02:40 PM
If you Want To open BAnk account GEt YOur DOcuments To bank And simple create..

seoweb
11-21-2019, 12:37 AM
Pick a Bank or Credit Union.

Three Basic Categories of Banks.

Visit the Bank Branch or Website.

Pick the Product You Want.

Give Your Information.

Consent to Terms.

Print, Sign, and Mail (If Required)

Reserve Your Account.

allexytew55i
11-25-2019, 12:25 AM
hi
you are talking about business bank account, i think you can do this , or for more you have to contact google , thanks

Werdy
11-29-2019, 02:38 PM
hi
how do you secure your business bank account, I mean can you share some tips with me? What password is a safe 1, what mail provider do you use to log in and so on?

Hi. As for passwords here is a nice article (https://www.howtogeek.com/195430/how-to-create-a-strong-password-and-remember-it/). As for mail providers don't use gmail. They still have sms based verification *facepalm* which is quite vulnerable. Proof https://positive-tech.com/research/ss7-vulnerability-2018/. Use any mail provider with Google Authentificator. Keep asking )

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contol
12-01-2019, 07:51 AM
Every bank has his terms and conditions and they will open account on their terms. I don't think there is any bank which will open account like this as you want. Any ways try to research and consult with some bank employees may be you get your solution. Good luck

alluringtours
12-02-2019, 05:07 AM
Every bank has its own terms & conditions.

Muthuraj
11-27-2020, 01:47 AM
If you want to open a bank account, you can go to the bank ask the formalities to open a bank account, after you get the detail complete the process.

jessie HK
11-27-2020, 04:24 AM
Hongkong company and bank account available,HSBC,Standard charter,ect

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11-27-2020, 10:57 AM
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12-02-2020, 10:52 AM
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jassica12
12-02-2020, 05:13 PM
There's no compelling reason to visit a branch to open a financial balance any longer. You can open a financial balance, store cash and set up programmed installments all from the solace of your home. Whenever you've applied, simply trust that the card will be sent you via the post office, enact the record and you're all set.

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01-23-2021, 10:18 AM
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01-24-2021, 07:29 AM
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Vethermond
03-20-2021, 05:49 AM
Oh, it's unfortunate that opening a bank account has become so complicated for the sole proprietors. Many banks have really increased the requirements for those involved in the import/export business. Their main argument is that this strict policy would help them to fight scammers and other suspicious people but come on. It only wastes our time and adds some unnecessary bureaucracy. I have read some articles on cfds trader (https://www.investous.com/)about this problem, and it seems that banks will continue to complicate things for us. I honestly think that they should change their ineffective policy ASAP.

homeocare
04-01-2021, 11:00 PM
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lishmaliny
05-04-2021, 10:23 AM
Sole proprietorships and partnerships without DBAs are not legally required to open a business bank account.

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05-04-2021, 12:28 PM
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05-05-2021, 11:46 PM
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05-14-2021, 12:28 AM
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shunny0007
05-24-2021, 01:33 AM
Every bank has his terms and conditions and they will open an account on their terms.

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