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  1. Replies
    119
    Views
    26,732

    Saving may be inefficient but launching a...

    Saving may be inefficient but launching a business with debt is a sure fire way to put you and your new business at a distinct disadvantage. I personally believe that if you need money and can't or...
  2. Replies
    84
    Views
    11,982

    Like with any other endeavor...you have to start...

    Like with any other endeavor...you have to start somewhere. So throw in a couple of hundred dollars into your investing account and start making a few trades. Keep your eyes on particular stocks,...
  3. Replies
    28
    Views
    14,715

    I am of the opinion that it is never a good idea...

    I am of the opinion that it is never a good idea to start a business on borrowed money. It takes too long for a business to truly become profitable and if you are saddled with debt payments, it...
  4. Replies
    28
    Views
    5,877

    I've always been interested in day trading, but...

    I've always been interested in day trading, but have not yet gotten up the guts to do it. This sounds a bit complicated for a newbie like me. My initial strategy was to simply learn how to read...
  5. Replies
    88
    Views
    13,298

    Wow.. This is really great advice and advice that...

    Wow.. This is really great advice and advice that many people should heed. I think that the acronym is a great way to remember the keys to financial success. Hopefully this will stick in the minds...
  6. Thread: Bitcoin

    by novasparker
    Replies
    162
    Views
    28,535

    Virtual currencies, like investing in physical...

    Virtual currencies, like investing in physical currencies, is a highly volatile proposition. They fluctuate up and down daily, if not hourly. I don't have the risk appetite for it, which is why I...
  7. Replies
    81
    Views
    32,005

    There are some really good suggestions on this...

    There are some really good suggestions on this thread: crowdsourcing, peer to peer lending, angel investing...these are all reallygood ways to get a loan for your business if you really need one. ...
  8. Replies
    26
    Views
    19,182

    If you can't sell it to a major motion picture...

    If you can't sell it to a major motion picture production studio, you're going to have to get creative and look to crowdfunding, private investments, etc. Maybe you can start a social media campaign...
  9. Yes, you can find financing, but you are going to...

    Yes, you can find financing, but you are going to have to be willing to be creative to do it. Folks with bad credit won't be able to find traditional financing through a bank or credit union since...
  10. Replies
    24
    Views
    13,044

    The only way to get the kind of money you are...

    The only way to get the kind of money you are talking about is to have outstanding credit, a lot of collateral, and a cosigner or two. Getting a loan is not only risky in today's economy, it's also...
  11. Thread: Bitcoin

    by novasparker
    Replies
    162
    Views
    28,535

    AlecD is right, of course. Every investment is a...

    AlecD is right, of course. Every investment is a balance between risk and reward. The higher the risk, the higher the potential for reward...and yet the higher the potential for catastrophic...
  12. Replies
    26
    Views
    7,895

    So I did a little bit of research on this and...

    So I did a little bit of research on this and found out that it was rolled out to a select group of businesses last year as a pilot for the new product. It has since been rolled out on a larger...
  13. Replies
    205
    Views
    36,526

    There isn't any stocks that don't represent a...

    There isn't any stocks that don't represent a risk. Think about it. Remember when the Enron scandal went down? And the Worldcom/MCI thing happened? MCI/Worldcom was one of the largest...
  14. Replies
    26
    Views
    7,895

    They catch usually has something to do with the...

    They catch usually has something to do with the fees. Paypal isn't going to offer you anything that truly benefits you without benefitting themselves more. They want to offer you a loan product...
  15. Replies
    28
    Views
    14,715

    Running a business requires having access to...

    Running a business requires having access to plenty of working capital. Sometimes this means that you have to take out a loan in order to cover your expenses, especially if you plan on expanding. ...
  16. Replies
    15
    Views
    2,766

    That's the issue here, Thrix...people do still...

    That's the issue here, Thrix...people do still fall for this garbage. They fall for it every single day. It's the only reason people keep purporting these scams...people fall for them. Once people...
  17. Replies
    54
    Views
    11,452

    Setting up an account should be relatively easy. ...

    Setting up an account should be relatively easy. You should simply have to supply some basic information and pass a few checks to get one. If your institution is not this easy, then you should go...
  18. Thread: Bitcoin

    by novasparker
    Replies
    162
    Views
    28,535

    I just think that Bitcoin and other virtual...

    I just think that Bitcoin and other virtual currencies are just too volatile for me to invest in. It sounds like a great idea and on the surface, it looks like there are plenty of people who have...
  19. Replies
    24
    Views
    3,951

    Prosper and The Lending Club aren't crowd...

    Prosper and The Lending Club aren't crowd funding, they are crowd lending. The main issue is that by raising capital through crowd funding, you don't have to pay the money back. You do usually have...
  20. Replies
    28
    Views
    5,549

    There are pros and cons to both scenarios...using...

    There are pros and cons to both scenarios...using credit unions means that you can create a person to person relationship with your bank. The credit underwriting process is more personal and will...
  21. Replies
    26
    Views
    7,895

    I agree, Oregano. I know that a lot of people...

    I agree, Oregano. I know that a lot of people have had some really big concerns with the way that Paypal has handled their business in the past, so does it make sense to put all your eggs in one...
  22. Replies
    26
    Views
    7,895

    I have not heard about this, but it sounds...

    I have not heard about this, but it sounds intriguing. Paypal has been a bit of a pioneer in the alternative payments industry, first by offering a sort of bank account for those who are primarily...
  23. Replies
    67
    Views
    9,165

    If an employee feels valued and as though their...

    If an employee feels valued and as though their work means something to the company, they will work harder for you. They like to know that they are valued by the company and that their bosses have...
  24. Replies
    9
    Views
    19,708

    Projectmanager has the right site. This site...

    Projectmanager has the right site. This site will tell you everything you need to know about registering and protecting your logo. You are taing a great step for protecting your brand and your...
  25. Replies
    6
    Views
    9,290

    You should have your attorney draft a letter...

    You should have your attorney draft a letter requesting payment for the set up fee. As far as Nick's comment about someone not being authorized to enter into contracts on the company's behalf, he is...
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