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    What would most banks/credit unions be willing to finance?
    Hello all, I am a young investor with a different kind of business venture, definitely not your typical one. I am wanting to get into the locomotive leasing business here in the next few years. I have always had a passion for railroading and I already have a locomotive in mind that I want to start with. The asking price for the locomotive is 125k, although it could probably be aquired for 100k, and it can appraise for 150k. Starting out the business can make up to 10k a year pure profit. I have formed an LLC as well to be able to do this. Would any banks or credit unions be interested in financing all or part of this venture? If not, are there any other options I have?


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    hey bebyb , it's meysam , i suggest you to take a look to the some of international exhibition in Materials Handling, Logistics ,Transport Exhibitions sector and their exhibitors list to finding your interest . the following link would help to your search , international exhibition in Materials Handling, Logistics ,Transport Exhibitions sector


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    Hi bebyb,
    In my opinion, If you have a good credit score and your monthly income is good to pay the debt then the bank will definitely give you fund to start a business.
    If you still have any doubt, contact with finance advisor.
    Thanks!!


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    For some, banks will be the better option while for others its credit unions all the way. But before you can choose you have to understand what types of services you can expect and the differences between banks and credit union.


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    hello i say that if you have good credit score and your salary slip is good then must be bank will give you fund and they will highly make you finance and you can start your business very well.


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    hiiiii...I am SRB and i aslo want to open a company in USA like ...DIGITAL MARKETING COMPANY.........
    IT COMPANY IN BHOPAL


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    If you need less than the appraised value of the assets then you should not have a difficult time obtaining financing. The big problem for you will be whether the bank or credit union appraises the assets as highly as you. They may appraise rail assets at salvage value rather than their value on the resale market.


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    A credit union will get you lower rates on loans and typically enable you to earn more on deposits than traditional banks. Because credit unions are nonprofits, they pass on surplus funds to customers in the form of higher interest rates on deposit accounts. You'll pay lower fees.


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    Credit unions are able to offer lower rates compared to traditional banks because of their business structure. ... Banks are also subject to federal and state income taxes. Interest income is a major revenue and profit generator for banks, so the higher the rate, the more they earn.


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    You gotta have those premium templates. It will help you in your business and will surely make a difference. - Paul Savramis


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