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    Opening a Bank Account
    Having problems to open a business bank account for a sole proprietor in import/export - no funding required and all commercial risk is insured. Banks are responding the business is termed risky by head office - never the local bank branch - and the business is refused; in one case the account was actually opened to be closed 7 days later.

    Please advise any banks who might be interested to open a bank account or another way around this problem.


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    It is wear because to open an account has no risk at all, is so much different if you are requesting a loan.

    I think in order to open a bank account you only need the initial deposit that is around $200 for a checking account, to open an account what the bank will request is a DBA.

    You can check this link regarding the use of a DBA.


    http://sbspirit.org/finance-manageme...ld-register-it


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    Every bank has his terms and conditions and they will open account on their terms. I don't think there is any bank which will open account like this as you want. Any ways try to research and consult with some bank employees may be you get your solution. Good luck


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    If you want to open a bank account then you must go at the bank with your all ID, verification certificates. Fill the bank account form and attach the complete documents with them & submit.


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    Quote Originally Posted by WestminsterUK View Post
    Having problems to open a business bank account for a sole proprietor in import/export - no funding required and all commercial risk is insured. Banks are responding the business is termed risky by head office - never the local bank branch - and the business is refused; in one case the account was actually opened to be closed 7 days later.

    Please advise any banks who might be interested to open a bank account or another way around this problem.
    Looking for a bank like that is hard. you need to have an initial deposit as well as all the necessary requirements


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    Every bank has its own terms and conditions so you have to follow that instructions to open any bank account.


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    #7
    Join Date
    Oct 2014
    Location
    USA, Illinois, Chicago
    Posts
    20
    Quote Originally Posted by printer View Post
    Every bank has its own terms and conditions so you have to follow that instructions to open any bank account.
    Yeah you right totally agree with to open a bank account we have to go with the terms and conditions of each and every bank.


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    In this case you can visit to some of these banks for a business account. Find the business account that is right for your small business in these banks:
    bankofamerica.com/
    nerdwallet.com
    chase.com/business-banking
    usbank.com


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    Go to a bank that you prefer and bring all of your IDs. Present yourself to customer service which is usually in the front of the entrance and they should be able to assist you.


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    Opening bank account than you need to know these things http://www.immihelp.com/newcomer/bankaccount.html it can help you out.


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